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No Lender Fees!

Florida-Alabama-Georgia

8402 Little John junction Road, Navarre, FL 32566

850-939-4050

Home Purchases

Buying a home for the first time can be stressful. We are here to ensure you have an easy and enjoyable Loan process

Home Refinance

Refinancing can lower your rate, and your loan term or give you back the cash you need to consolidate debts, do home improvements or take a vacation!

Loan Process

There is a lot of paperwork needed, but our helpful staff can make this as painless for you as possible. Request a list to see exactly what you will need for your new home loan!

Government Loans

VA lending is what we specialize in! Veterans pay no lender fees to Abaca Mortgage and all of our Loan Originators have family serving in the armed forces making the needs of Veterans a priority! We love to help everyone find a path to the American Dream of home ownership, so if you are not a Veteran we have options for you too. FHA and USDA are two other great government loans that we offer at Abaca Mortgage.

Conventional Loans

Conventional Loans provide a lot more in regards to options than Government Loans do. Investors, Vacation Homebuyers, or borrowers with a larger down payment this is likely the best loan for you! Low-Income borrowers can put as little down as 3% on a Conventional Primary residence, so call us today, and let’s explore your options together.

We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home’s equity. So, we make a commitment to you: We will help you understand what is required to qualify, apply for the mortgage that best fits your needs, and we will work closely with underwriting to get your loan approved!

You will work with the same mortgage professional from start to finish! No need to call and press prompts and hope to talk to the same person twice! We offer amazing service and 24/7 availability! No need to call a mortgage giant when you can get the specialized attention you deserve by calling Abaca Mortgage today!

Any information collected through this website is used solely for the purpose of Abaca Mortgage, Inc. and not sold or given to any other entity. Your information is held privately, so ask with confidence and one of our mortgage professionals will respond to you very soon.

Monthly Mortgage Payments

Crystal was the absolute best. We were purchasing a home at a very hectic time. My husband is in the military, and I was living across the country. She was so patient with meeting all of our needs, making sure we were taken care of, and understanding the difficulties of our distance. We are first time home buyers, and she explained everything so well, and made us truly feel knowledgeable about the process. I would absolutely recommend her!

Cinnamon was very helpful throughout the process. Good communication, quick replies, and competitive rate terms made our refinance simple. I recommend her.

Working with Crystal, at Abaca Mortgage, was by far the best experience I have ever had purchasing a home. Crystal was responsive, working for me - in my corner, the entire way through the process. She handled things that needed handling while keeping me abreast of the process. I would 100% call her again if I were in the market. I WILL be recommending her and her team to friends and family.

We recently bought our dream home. We owe or thanks for the house to Cinnamon. She was incredibly responsive, professional, prompt, and knowledgeable. If you want a broker who can navigate all of the most complicated parts of buying a house, she is who you want. She even guided us through questions typically answered by realtors, with straight forward answers. We didn’t have the time for anyone to tell us any more or less than what was needed to buy the home and her communication was extremely efficient. You will be thankful if you go with Cinnamon. It doesn’t get better than her!!

My wife and I recently purchased our first home and we owe it all to Crystal at Abaca Mortgage. Crystal is breath of fresh air in a polluted industry, she help us every step of the way. Literally, she is amazing. She is straight to the point and explains everything so well that the only surprise you will run into is your closing day may be earlier than expected lol. She is just a solid, I can't say it enough.....USE HER! SHE WILL GET YOU IN THE HOUSE OF YOUR DREAMS! Thank you for always being available and for getting us into our new home Crystal!

Cinnamon was amazing to work with. The process went really fast and she was an absolute pleasure 🙂